Debt Strategy
Why the Snowball Method Isn't Always Right
Everyone talks about paying off smallest debts first for
motivation. But what if you're disciplined enough for the
avalanche method? We'll run the numbers on your actual
situation and see which approach saves you more money in
the long run.
8-minute read Case studies
included
Emergency Planning
Beyond the Three-Month Rule
The standard advice is three to six months of expenses. But
gig workers, seasonal employees, and people with chronic
health conditions need different strategies. Here's how to
build an emergency fund that actually fits your risk
profile.
12-minute read Interactive
calculator
Income Growth
Budget Creep and Lifestyle Inflation
Got a raise recently? Most people just spend more without
thinking. We'll show you how to capture that extra income
for your goals instead of letting it disappear into daily
expenses you won't even remember next month.
10-minute read Worksheet included